Pay over time for replacements, major repairs & upgrades.
Six Star Heating & Cooling makes it easy to move forward on replacements, larger repairs, and commercial projects. Qualify for 0% interest for up to 60 months on qualifying equipment through Synchrony—plus deferred-interest and reduced-APR plans to fit your budget, on approved credit.
Subject to credit approval · Apply online or by phone · No obligation estimate first
YORK equipment · Installed by Six Star
Finance qualifying furnaces, AC, and full system replacements.
Full System Replacement
New furnaces, AC, heat pumps, and ductless—spread a major comfort investment over manageable payments instead of delaying until failure.
Get a replacement quoteLarger Repairs & Upgrades
When a repair quote is significant—compressor, coil, boiler work, or efficiency upgrades—financing keeps the job moving without draining savings.
Talk through optionsCommercial & Custom Projects
Build-outs, multi-unit equipment, and portfolio upgrades with clear paperwork and payment paths that match project scope.
Commercial financingCurrent Synchrony financing plans
Subject to credit approval · Plans may change
0% Interest for 60 Months
Equal payment — no interest accrues
Plan 933
0% Interest for 36 Months
Equal payment — no interest accrues
Plan 931
No Interest if Paid in Full within 18 Months
With payments — deferred interest
Plan 924
No Interest if Paid in Full within 6 Months
With payments — deferred interest
Plan 920
5.99% APR Until Paid in Full
Fixed payment — reduced APR
Plan 980
9.99% APR Until Paid in Full
Fixed payment — reduced APR
Plan 943
Ready to apply?
Three steps from estimate to approval
Start with a no-pressure quote. When the numbers make sense, apply online or call us—we'll help you through qualifying plans.
Programs through Synchrony
- 01
Get Your Estimate
We scope the job—replacement, repair, or commercial—and break out equipment and labor.
- 02
Apply in Minutes
Apply online or by phone. Fast decisions on qualifying plans (subject to credit approval).
- 03
Schedule the Work
Same Six Star crew, same warranty path—install or repair on a timeline that works.
- Replacements
- Major repairs
- Commercial upgrades
- Subject to credit approval
- Same crew & warranty
Financing is offered through third-party programs where available. Terms, eligibility, and promotional rates vary and are subject to credit approval. Your Six Star Heating & Cooling consultant confirms what applies to your quote before you sign.
Payment Estimator
Estimate your monthly payment
0% financing for up to 60 months on qualifying equipment.
Estimates only — actual terms, APR, and approval are determined by our financing partner based on credit. 0% intro offers apply to qualifying equipment and approved credit. Ask us for current promotions and exact terms before you decide.
Financing FAQs
Does Six Star offer 0% HVAC financing?
Yes — qualifying projects can use Synchrony financing, including promotional 0% interest plans on approved credit. Terms depend on credit and promotion; apply online or ask during your estimate.
Can I combine financing with rebates?
Often yes. We help stack Duquesne Light and Peoples Gas rebates with manufacturer offers and financing where eligibility allows. See the Rebate & Energy Savings Center for the current path.
Stack financing with utility rebates in our Rebate & Energy Savings Center.